Four Major Functions Provided by a Real Estate Agent That You Can Do Yourself

Selling a home entails four major functions that are usually performed by a real estate agent. If we take the mystery out of those functions, they start looking as if we can do them without an agent. And you can!

1. Pricing your property

The first thing that an agent will do for you is help price your property. You don’t want to offer your home for sale at double its market value because it just won’t sell. Likewise, you don’t want to offer your home for sale at half its market value because you would just be cheating yourself of that price difference. If the market is such that your house in your neighborhood in your city is worth about $200,000 then you want to sell it for that. If you have made additions to the house that might make it worth more, then you want to add those items to it. The real estate agent has a lot of that data at their fingertips through their subscriptions and through their knowledge of the marketplace.

You can do this pricing yourself as long as you don’t let your ego get the better of common sense. You can find out what homes are selling for by cruising your neighborhood and checking out homes for sale to see what they are priced at. You can check to see what they sold for by visiting your tax authorities. Most municipalities and counties require that all deed transfers be recorded as a matter of public record. You can access that data through the internet if your municipality offers it, or you can go look it up in person where the internet is not used. Just make sure you are pricing your 3 bedroom 2 bath house with other 3 bedroom 2 bath houses rather than a 2 bedroom or 5 bedroom house.

2. Marketing your property

Marketing real estate is a sort of catch-all word for advertising the home as being for sale and then showing the property to prospective buyers through appointments or open-houses. The most important and probably most costly marketing activity is advertising the house. There is one real estate agent around here that states in their commercials that they spend between $1,000 and $1,500 per HOUSE while claiming that many agents only spend less than $500 per month for all of the houses that they list.

You can perform all 3 of these marketing functions. Who would be better to show a home or to have an open-house than the resident of the home — just do not let your ego get in the way and react defensively to reasonable buying questions. The advertising should be fairly simple as well. You are just as qualified to create want-ads for your local and regional papers and classified magazines as long as you model your ads after the ones that you will be competing for attention with. There are some advertising sites that require that all of their advertisers be real estate agents. You might try circumventing that restriction by offering a real estate agent a small fee to list your property on those restricted sites. The worse they can do is say “No” and a different agent might be more cooperative.

3. Contract exchange and negotiation.

Real estate agents act as intermediaries between the seller and the buyer. They take a contract proposal from the prospective buyer or their agent and present it to the seller. This goes on with price changes or with feature additions and removals until both the seller and the buyer agree on the selling price and property conditions.

There should be no question that you can do this yourself as the seller. After all, the agent would have to come to you anyway to get your approval and signature. Once again, this is where you need to put your ego and pride to the side. At this stage, all of your advertising and pricing work has come to fruition and you have a buyer negotiating with you. The worse thing you could do is to react defensively. You just participate in a give and take during the process as if it were for someone else.

4. Preparing the final paperwork and closing the sale

The real estate agent is usually the one to give all of the closing information to the title company and lawyers so that the deed to the property can be transferred from the seller to the buyer with no problems. This is when checks are transferred and mortgages paid off. It is also when the commission check is given to the real estate broker for dispersal to his agent.

You can do these things also. You are the one that has handled the paperwork up to now. You are the one that is ready for your mortgage to be paid off. You are the one ready to receive a check for the difference between what you owe on the mortgage and the selling price of the house. Most of this information is put on the HUD-1 form by the title company. In fact the major role of the agent here is to hold your hand and collect the commission check. Again, these tasks can be handled with a minimum of activity on your part. Any legal requirements can be farmed out to a lawyer for a much smaller fee than the agent’s commission.

Pricing, marketing, negotiating, and closing are all functions that are required to sell a property. They are all tasks normally handled by a real estate agent. They are also tasks that you can do yourself at a cost far less than 5% of the selling price of your house.

How To Get Your Internet Marketing Business Started

Do you have an idea for an internet marketing business but aren’t sure how to set it up or make it successful? Or, do you want to make money on the internet but aren’t sure how? Have you ever wished that you could be one of the people that make their living from internet marketing?

Starting a new online business or taking an existing business online can seem intimidating or overwhelming, but learning how to start an internet business doesn’t have to be complicated.

Like everything else, if you make a plan and take it step by step, you’ll be up and running in no time.

There are just some basic things that you need to consider and actions that you need to take, in order to create a successful online business:

Find out if there is a market for your idea or product.

Find your potential customers.
Build relationships.
Create your product.
Create your website.
Market your product.
Take the payments.

These are the fundamental steps to successful online marketing and you’ll find lots of free information and how to’s on the internet in articles and forums, to help you put each step in place.

Alternatively, you may be someone who likes to have all the information in one place and, again, you’ll find lots of offers for courses and guides on how to start your internet marketing business, on the web.

One of these products, that I’ve recently reviewed. is the Internet Business Start Up Kit, which I’ll use as a basis for what you need to be looking for in a guide to internet marketing.

The Internet Business Start Up Kit, produced by Neil Stafford and Neil Travers of KTS Publishing, is designed to be a one-stop source of information, resources and back-up needed to create your own internet marketing business from scratch and get sales coming in as quickly as posssible.

The manual, reports, DVDs, CDs and online training facilities provided as part of the Kit and its Bonus sections take you through all the steps of creating an online business in a logical and easy to understand manner.

Subjects covered include, market research, listbuilding, product creation, forming a website, copywriting, and marketing techniques. All set out with full details of what to do and how and when to do it.

The information in the manual will enable anyone to:

Find a viable market using the keyword search techniques provided.

Learn the benefits of blogging and set up a blog quickly and easily to create a list of hungry customers.

Discover where to find all the information needed to create a well researched and saleable product.

Save time and set up a product website simply and without specialist knowledge, using the website templates provided.

Easily write sales letters and email copy, without any copywriting experience, using the sales letter templates provided.

Implement a marketing campaign using suitable techniques for your product.

Set up the payment facilities for your online marketing business, and see the cash come flowing in.

All this basic information required to get an internet business up and running is set out in the main printed manual, reinforced by the additional reports and presentations included, with further backup tutorials and advice available online.

Particularly useful is the step by step manual, which is clear and comprehensive and set out in an easy to understand and logical manner, guiding the user through the various stages of creating their business and securing sales.

Neil and Neil have given a wealth of information here, including links to sites and resources that they use themselves, in order to make the process even easier for the user.

This is an important aspect because, although much of the basic information could probably be found by some extensive online searching, just the benefit of having it presented clearly and logically in one place, is well worth the modest outlay, even without all the additional training and backup facilities included.

A part of the manual which deserves a special mention, is the section on creating your website and email campaign sales copy. Maybe a daunting task for most people, this is reduced to a simple fill-in-the-blanks exercise, using the proven and effective sales letter templates provided. Well worth having.

In addition, it’s not necessary to be an expert webmaster to construct your website, as the Resource CD, which accompanies the manual, contains a wide choice of easy to use web templates and many other useful resouces, enabling a website to be set up, without extensive previous experience.

Included with the kit is a trial Gold Membership of the Internet Marketing Review. An invaluable resource to anyone setting up or running an internet business.

On the Internet Marketing Review site, there is a huge amount of useful information in the form of training videos and articles, giving even more advice on all the aspects of getting a business started and profitable, plus the latest tips from the two Neils about new ideas and what’s currently working for them.

The Internet Marketing Review also has a very active members forum, a good place to meet up with and ask advice from other successful marketers, who are very friendly and keen to share what they know.

It’s well worth checking out the public area of the Internet Marketing Review to see what’s available there.

I do have one criticism of this product and that is, there’s no guide to the contents. So you really need go through it all and make your own.

On the plus side, having done that, you’ll have reviewed everything once and know where to go back to, when you really need it.

And, there is a lot of solid information on getting started, provided in the Kit, that is worth reviewing several times to get the most benefit from it. Plus many useful ways to further improve your business once it is running.

Overall, the Internet Business Start Up Kit provides sound, practical step by step guidance, well laid out and explained for anyone without previous internet business experience.

It contains everything needed to get an Internet Business up and running, set out in a clear and comprehensive way and, at £79.95 is definitely worth considering.

Now, if you’re thinking of buying an all-in-one guide to setting up an internet marketing business, use this information to help your comparison.

And whichever one you’re considering, bear these four important points in mind.

1. Check that it covers all the elements you need, including the how, why and when, of what to do at each stage of creating your online business.
2. Check out the people involved. Forums and blogs are a good way to find out what sort of reputation they have.
3. Don’t just believe the sales letter. It’s really good to get a personal recommendation.
4. Check out any guarantees offered. Products often have some form of money back guarantee period, like the Internet Business Start Up Kit.

So, however you choose to find the information you need, I wish you every success with your online marketing business.

And, remember, it all happens when you take that first step!

Car Rental Coupons

Rental cars have become quite popular during the current economic slowdown. People who plan to buy a used car or even a brand new car is getting attracted to different car rental agencies because of the tough competition, cheap prices and unbelievable options car rental companies offer. Several car rental agencies offer car rentals coupons throughout the year for various reasons. Some of the agencies want to promote their business during off season while some other agencies offer car rentals coupons so that their service will be cheaper than that of their competitor who offers similar services.

Once you finalize a rental company suiting well to your needs, you can check on their official website for ongoing discounts and rental coupons. These coupons come with different offers. Some of the coupons offer a discount on rate from 10-50% while some others add 1-5 extra days to your booking period without extra cost. It is up to you to choose the right type of discount. If you plan to rent for long term, a discount on the rental price will be the right choice for you. If you plan a trip for 7 days and find a coupon offering ‘book for 5 days and get 3 extra days free’ will be the right choice for you.

There are several websites that compare different car rental services and their rates. These websites also highlight the ongoing discounts and coupons available. Such comparison websites are a good choice to know what is going on in the neighborhood but always watch out for scam. Try to rent your car from a reputed car rental agency but also check for any hidden costs. Then check for car rental coupons offered by such reputed agencies.

Some coupons also provide free insurance coverage for a selected number of days and some additional accessories like GPS or child seat for free of cost. Such promotional offers may or may not be useful for you. For example, if you are planning to travel somewhere you are not very familiar, a coupon offering free GPS navigation system can be a great choice for you because you hardly will ‘get lost’ somewhere. Similarly a free child seat is good for you only if you are travelling with a child. Car rental companies design their coupons targeting different customers and their various tastes.

If you are planning to rent a car for your vacation trip or for your everyday requirements, check with different agencies for their specialized coupons. Don’t assume that you will not get a discount coupon because its holiday season. There are several service providers and several offers throughout the year and you will not find the best for yourself without constantly checking for them. Websites such as carrentalmomma.com and rentalcarscode.com have coupons throughout the year with a wide array of offers. Even Google is a great place to find information on best deals available.

Activity Internet Marketing Report, Internet Marketing Information

INTERNET MARKETING INFORMATION

NETWORKING

SCAMS, FRAUDS

FAKE E CARDS

HOLIDAY RENTALS

DROP SHIP

One of the first things you should do is check the government regulations that effect Internet marketing. Two of the main regulation deals with e mails. You can only send out your offer to persons who have contacted you about your offer or (a one time only) persons who have contact you with their offer.

You are required to enclose in all your e mails, your e mail address, your business address and phone. If you will be using a autoresponder you are required to have a unsubscribe link, so persons who may have contacted to receive your offers, newsletter, etc. can click on and have their name removed from your list.

It is also very important to remember if you join a MLM as a affiliate the firm you are marketing for meet the regulations, as you too could be charged if they make outrages claims about their product, how much money can be made etc.

The FTC enters Internet, telemarketing, identity theft and other fraud-related complaints into Consumer Sentinel, a secure, online database available to hundreds of civil and criminal law enforcement agencies in the U.S.

and abroad.

Get your own website, avoid the free ones offered by MLM’s. Don’t be restricted to one firm’s product with a free website.

With a free web site you would have no chance of being listed on the search engines, as there would be hundreds of web sites with the same offers. All you are doing is working for free, paying for advertisements for someone else’s products. If there was some product you wanted to sell from a MLM firm, you can join as a reseller and place just the product you want to handle on your website.

NETWORKING

You didn’t learn it at school, or at the office.

Would you believe your mother?

Networking is more then shaking hands, and giving out business cards. Forget about the endless networking skills you may have learned at the office. We just have to put the few lessons mother taught us into practice. As a kid we were always in a hurry to find something better. Our mothers taught us patience.

If your in a hurry you miss the value that can be built taking time with building relations in networking. Establishing a relationship by taking time, gives you a solid framework in networking building.

Your mother worked hard as an example. This is one of the better examples in networking she gave you. That’s why it is called networking, not sit work. For networking to be successful you have to work hard and put out the effort.

Remember her telling you to share your things with others? Some of our best resources are time, money, and information we are willing to give to the relationship. They appreciate us when we are willing to give to the relationship.

She always made you clean up after yourself. In networking, follow-up is required. Whether it’s a promise to meet someone, or just a thank you is one of the most important lessons of networking. These life lessons we learned from mother during childhood are a solid basis’s for strong networking skills.
Thank you mother for all your help.

The biggest time spend in selling, more so in mail order or on the Internet is developing a relationship with your customer and building trust. If you did a good job in the first two, closing a sale will take the smallest of your time spend with your customer.

SCAMS, FRAUDS

Fake e cards.
You get a message with a link to an online greeting card but, when you click it, you end up with a virus on your PC. A couple of simple rules here. Delete any messages that come from someone you don’t know or that don’t address you by name. If they come from someone you know, email that person to check that they sent it before clicking on.

HOLIDAY RENTALS

2009 has seen a surge in ads offering bogus vacation rentals. You pay a deposit or even in full to get a key and that’s the last you hear of them. Scammers are experts at creating phoney look-alike sites where you land after mistyping an address or by clicking on a link supplied in the e mail or ad. Always type in the URL and don’t just click on the link.

DROP SHIPPERS
You can get products to sell via e bay or/and your website by using the services of a drop shipper. A reliable drop shipper will not ask you for a fee. They will allow you to copy pictures of the products they sell. Prices are about half you would pay for retail.

When writing articles to directories, we are not allowed to list URL’s for places to go for free information, such as drop shippers, ebay, and other places. If your interested you can go to our website and in our archives there is over 2 years of free Internet information listing with URL’s. My website is listed in the article source at the bottom of this article.

If you have a website they will allow you to move any listing on their site to yours. You set your price on the product/s you transfer. When an order comes in place the order they will ship it out for you under your shipping label and not include any of their material.

A good way to promote is join as an affiliate, transfer a couple specials onto your site, with a link back to your affiliate page. The cost of setting up a web site is minimum. Check out my website archive for drop ship firms. Transfer a couple specials onto your site, with a link back to your affiliate page. The cost of setting up a web site is minimum. Check out my website archive for drop ship firms.

Disclaimer:
The Author of this article is not responsible for accuracy or completeness nor shall he be held liable for any damage or loss arising out of or in any way related to the information or utilization of it.

How to Stretch Your Travel Budget With a Discount Car Rental

A self-drive holiday may sound hopelessly exorbitant if you’re on a tight budget. People tend to be discouraged by the idea of renting a car for a long period of time, imagining that it will eat up their entire travel fund. However, it’s actually easier to obtain a discount car rental than some people would imagine, especially in these financially-conservative times.

Car rentals are a business, after all, so making a smaller profit by renting out unpopular cars is better than making no profit at all. Most of the time, discounts can be found online. As such, the internet is a good place to start when looking for affordable rentals and a car rental discount code or two, but print media shouldn’t be discounted either. Prices may vary between different agencies, so it’s prudent to compare the finer details of each deal before settling on a particular one.

Timing can be everything when it comes to obtaining a discount car rental. As with some airlines in Asia, car rental agencies offer early-bird discounts if you book a car much earlier in advance of the actual date of your pick-up. Additionally, cancellation of the booking if you find an even better deal elsewhere will not incur extra costs either as long as it’s done early enough. Conversely, the shoulder period of a travel season, that is, just before or after peak travelling time, often sees car rental companies competing to outdo each other in their attempts to rent out any remaining cars. It’s possible to obtain a good rental deal at this time, but the choice and quality might be limited.

While car rental discount codes are extremely useful is helping you obtain a more affordable rental, although this might be subject to questionable quality. You might also want to consider the size of the car you want, especially if your group is a small one. Smaller cars tend to cost less to rent, and you’ll probably pay less for fuel too. As an added bonus, you’ll definitely have no trouble parking a small car.

Raincoats For the Women of Today

Raincoats for women come in many shapes and styles and have been around for a very long time.

Often referred to as a mackintosh, the ‘mack’ has been in existence since the early 1820’s, and was invented by Charles Macintosh.

The mackintosh was a waterproof garment made from rubberized material, similar to the waxed jacket we often see worn by the men and women today.

Originally a practical garment to keep the wearer dry, this outerwear is now much more of a fashion statement. All top designers will include such an item in their collection.

The traditional design has been transformed to suit the needs of the modern woman, which has led to a variety of lengths. You’ll just as easily find a short anorak style rain jacket, as a full length raincoat.

Old heavy style fabrics have been replaced by breathable lightweight materials, which allow them to be packed up neatly into a small bag. Some models also have a hood which may be detachable.

The garment not only come in the single breasted, but also the double breasted, and zipped fastening design. This makes them more suitable to a wider range of customers as body shape, age, and taste, are all catered for.

For the winter you can choose a garment with a faux fur lining, which not only keep you dry but keep you very warm and snug too.

From the ever practical black or beige version to the fluorescent pink worn with matching wellington boots, raincoats for women are available to suit everyone.

Same Day Cash Loans Make Life Much Simpler For Any Individual

Instant funds whenever you need it, sounds too good to be true? Do you wish life was as simple as this and you could get access to ready cash, whenever you were in a financial crisis? Well, your wish has been granted because same day cash loans are just what you need when you are in a financial crisis. Many a times, we face a cash shortage in between two consecutive paydays when our next salary cheque is still far off. The most convenient solution might be to ask our family or friends for a short term loan; however, that is not the most feasible. It is not the best solution to expose your financial status to all and sundry especially when you are in a financial tight spot. Also, opting for the traditional loans can be a time consuming process as it usually involves a tremendous amount of paperwork for the verification and loan approval. When you require cash to meet any urgent expenditure then time is of crucial importance and hence instant cash loans are the most suitable option for you.

Same day cash loans are convenient for the borrower in every way, beginning right from the loan application till the cash transfer to the borrower’s account. Many online websites provide the facility to get all information on the same day cash loans and apply through a simple online application form. The individual needs to fill in the basic, personal details and the executive from the lending company will get back to them promptly to verify the reason for loan requirement and other details. Once the approval has been granted, the loan is transferred to an account provided by the borrower, on the same day itself. Hence, this is the fastest way to get money when you need it for any urgent purpose or emergency expenditure.

The same day cash loans can be of any amount that you desire and are usually provided for a few weeks, so the burden of debt does not need to be on your shoulders for long. The repayment terms are also easy and flexible, as the borrower simply needs to provide a post dated cheque to the lending agent at the time of loan approval and the cheque amount will get transferred from the borrower’s account on the day that his next salary is credited. This arrangement makes it convenient for the borrower and less risky for the lender, as well.

Life usually comes to a standstill when you are running short of cash in between paydays as urgent payments cannot be made like that for a car repair or for any medical emergency. However, this scenario can be avoided with same day cash loans which have the provision for carrying out instant cash transactions to meet any urgent needs of the borrower. Like they say that money is not everything, but when we are facing financial crunch, then money definitely becomes one of the most important things so such instant loans come in handy at these times.

Quick Finance – Caveat Loans And Bridging Finance

Short term loans help people lessen their immediate money troubles, because of increasing everyday expenses and no sufficient income to meet the requirements. These loans by and large come in a shape of payday loans, in that you can obtain immediate cash with the settlement time between two and three weeks. Lots of lenders in Australia offer their service online that let you submit an application for the finance, 24 hours a day and 7 days a week.

If you need fast money, then a caveat loan, short term loan or bridging finance from any Australian finance Centre can help.

Caveat loans

Fundamentally, caveat loans are all about when lenders offer the borrower fast money, in return for their property as defense for the finance.

The submission of applications for these loans is extremely quick, and it is likely to be short term from approximately one month to four months. Usually the borrower can get the money inside 24 hours after the request has been launched, and in the majority of cases, having a bad credit documentation does not have an effect on your possibility of successfully achieving it. In other words, these loans are finance for property.

The reason caveat loans are provided for assets is since the borrower have to secure an asset against it, and the majority of the time, the assets consists of realty properties or vehicles, as other kinds of assets are usually not acknowledged to be a defense for such loans.

Bridging Finance

By explanation, Bridging Finance is a short-term loan used to buy business property.

This is something that can come in very helpful, conditional on your particular circumstances. There are two major points that you need to think about before you choose a Bridging Finance package, your wants and the condition of the property market.

One of the main benefits of Bridging Finance is that it will let you close on a property and buy a new property before you get rid of your existing one. You will need to assess your present situation to decide if your wants give good reason for taking on this sort of finance.

Paying off your Bridging Loan at the ending of the term usually depends on your capacity to sell your existing property. If it is not sold in the obligatory time, then you will have to pay the existing loan on your present property, your new property and the newly transformed Bridge Finance, too. If you think that this might be the likelihood then be sure to take a package that can be changed to business Loans if the need comes up. Or else, you might have to come up with the complete finance amount at the conclusion of the funding time.

Telemarketing Principals of Commercial Real Estate Today

The process of telemarketing does not work well in commercial real estate if you follow the typical model of ‘pitch and process’. The people that you call do not like to be subjected to a 1 minute sales pitch and questioning process over the telephone. You have to change the rules and develop some real systems to make cold calling or telemarketing much more effective for you. In one word you have to ‘connect’.

Firstly, and before I go further into this subject I would like to say that all commercial salespeople and agents should be making their own prospecting calls wherever possible. They are the best people to connect with their market because they understand what to say in a relevant way when hard questions are created through the telephone conversation.

When it comes to commercial property sales and leasing, there are really only two targets out of making cold call connections and telemarketing. They are:

1. You want to know if the person you are calling has a need or interest in commercial property sales or leasing or property management.

2. You should seek to create a face to face meeting where the person you call qualifies from the previous point, so that you can take matters further.

When you look at these two factors simply, you can see that you should not be meeting with people who have no genuine interest. Your prospecting calls should therefore be based around a conversation or connection and not a sales pitch or presentation.

The only thing that you are selling in the call contact process is an appointment, and you only do that when you know that the person really does have a need. Protect your time and only meet with the right people that qualify as ‘active’ or ‘interested’ in commercial property.

So the telemarketing or cold call process centres on questions and conversation. Through the conversation you can come to understand if the prospect really does fall within your criteria for a prospective client or prospect. On that basis you can then arrange a meeting as appropriate.

Here are some rules that should be merged into your prospecting scripts:

  1. The people that you talk to want to be involved in the conversation. On that basis you need to ask sensible and realistic questions related to the property industry. Be sensitive to the fact that the person you call will not open up completely with you until you have established a degree of trust in the conversation. It is important that they feel relaxed and not threatened by a pushy salesperson. Professional salespeople create good connections over the telephone.
  2. Approach the first cold call or prospect call on the basis of a simple survey questioning process. The call should be about them and not about you. This is where the right questions will help you establish rapport. The reason for your call is to identify their potential property needs. Do not push for a meeting until you understand that they have a genuine need or an interest.
  3. Be prepared to introduce yourself and your business. Be honest through the conversation but allow the prospect to talk at least 50% of the time. It is of great benefit to have a simple script to get the conversation going. Beyond that starting point, Uncategorized conversation should flow and the script should be irrelevant. Your target is to get conversation moving inside of 20 seconds. A good conversation leads to information and potentially a productive meeting.
  4. If the person is unwilling to talk to you or be open and frank in the discussions, then thank them for the ability to speak with them today and then move on respectfully and politely. There are plenty of people to talk to and on that basis you need to move to the next person or the next opportunity.

There is a real skill to the prospecting and calling process. If you diligently adopt the discipline behind the task, you will find that progress will be made within about two or three weeks of making calls.